Posted by Joanna Piette on January 30, 2012 in
Financing and Lending,
Foreclosure,
Home Buying,
Short Sale As Realtors, one of the first things we do is make sure the buyer in our car has the ‘ability’ to buy: either they have cash funds to purchase, or they need financing. Buyers who’ve had a short sale or a foreclosure often think it’s the end of the road for them…. that due to their impaired credit, they’ll not be able to buy a home for several years. Well, look no further!
Las Vegas-based company Premier Mortgage Lending is able to help homeowners who’ve had a recent short sale or foreclosure, and get them into a home – - at today’s incredibly low prices! The buyer must qualify with at least 20% down and a stable job, regular income and debt ratios that work with traditional loan types, but credit may be overlooked. Premier Mortgage offers a free prequalification service – - if you or anyone you know has impaired credit, but does have a stable job, regular income and at least 20% down, please urge them to call Premier Mortgage Lending today at 702-485-6600.
Tags: buyer, buying, Buying after foreclosure, cash, credit, credit score, finance, financing, for sale, foreclosure, home, homebuyer, house, house-hunting, impaired credit, invest, investing, investor, Las Vegas, lending, Nevada, North Las Vegas, pending, prequalification, prequalify, private financing, private funding, private lending, private money, property, real estate, realtor, rent, renting, seller, short sale, sold, Summerlin
Posted by Joanna Piette on January 23, 2012 in
Financing and Lending,
Home Buying 
Wow! What a time to buy a house! Do you realize that today’s interest rates are below 5%? This is an incredible time to buy! If you’re renting for $1,000 per month, at today’s rates, you could spend that same $1,000 on OWNING a $200,000 home. Call New Home Resource today and let us help you BUY your dream home!!
Above is based on:
$200,000 sales price
$40,000.00 down payment
$160,000.00 loan amount
$998.00 PITI/assuming taxes at 166.00 and insurance at 40.00
4.25% interest rate/4.306 APR
Tags: agent, buyer, buying, Cheaper to own, family, for sale, home, homebuyer, house, house-hunting, invest, Las Vegas, Nevada, North Las Vegas, Owning, property, real estate, realtor, Rent vs Buy, renting, short sale, sold, Summerlin
Posted by Joanna Piette on January 8, 2012 in
Fun Stuff!,
Job Opportunity,
Uncategorized We are looking for self-motivated, aggressive real estate agents who want to make money! We welcome new real estate licensees or experienced real estate agents!
We are a 12-year old, established brokerage who has survived the ups and downs of the Las Vegas market.
We NEED HELP handling leads! Our internet presence has generated over 4.5 MILLION views!
* Get paid in a timely manner!! 
* Private offices are available!!
* Low office fees!!
* Work for a Broker who is accessible!! I answer my phone!
* Have as much – or as little – Broker involvement you need and want
Our convenient West Sahara location and super environment make THIS the place you want to be! Send your resume today and become part of a winning team!
Contact New Home Resource today !!
Posted by Joanna Piette on January 4, 2012 in
Home Buying As agents, we are seeing much more success with gaining approvals on short sales. And, in fact, the approvals have been coming much faster than in the past.
There once was a day when we’d cringe when a buyer would ask to see a short sale listing. With a success rate of only 15% after a 9 month wait, it was no secret that short sales were ones to avoid. But today, the success/approval ratio is much higher – and wait times much shorter!!
At new Home Resource, we can help you a buy a short sale. As a “Certified Distressed Property Expert”, I can help you list and sell your property. Contact us today at 702-365-1000 or Info@NewHomeResource.com.
Tags: agent, buying, help, Henderson, Las Vegas, purchase, real estate, realtor, short sale, success, Summerlin
Posted by Penny Womack on October 18, 2011 in
Selling Tips Top Ten Home Staging Tips
We know and understand that this is a difficult time for many people. With so many homeowners underwater and looking to “Short Sale” their home, our goal is to sell your home as quickly as possible, at the best price possible!
One of the tricks-of-the-trade used before showing a home is “staging.”
Good staging looks at every feature of a home and finds ways to show it off
to its finest advantage. Whether your home is already picture-perfect or
needs a bit of sprucing up, these staging tips, taken directly from decorating
professionals, are worth considering:
The Top Ten Professional Home Staging Tips
Every Homeowner Should Know
1. Create the illusion of space by rearranging the furniture. Try different
combinations or remove and store pieces that make it feel crowded.
2. Arrange the furniture in living areas into intimate groupings that
suggest entertaining and ideal conversational settings.
3. Consider rental furniture, especially when the pieces you have don’t
match, are badly worn, or are in any state of disrepair.
4. Add decorative pillows and slipcovers in warm neutral tones to hide
flaws and make pieces blend.
5. Eliminate clutter. Store or get rid of appliances, gadgets, newspapers,
mail or anything that takes up space or distracts attention.
6. De-personalize your home so buyers can imagine living in it. Store
pictures, awards, trophies, collectibles, and other personal keepsakes.
7. Paint walls in inviting neutral colors to cover flaws and freshen rooms.
8. Add small luxurious touches to bathrooms and bedrooms. Think plush
towels, fresh flowers, high-end bed linens, and pretty bath soaps.
9. Eliminate unpleasant odors and smells that can kill a sale. Fragrant
candles, plug-ins, and home sprays can help, but nothing smells better
than clean.
10. Plants add an aura of softness and warmth to any room. Large or
small, real or silk—they’re a favorite of professional stagers.
It is good advice to do all you can to make your home cozy, clean and comfortable before listing it for sale.
Penny Womack, REALTOR®, ABR, SFR
Tags: agent, Clean, clutter, cozy, decorate, Henderson, home sales, Las Vegas, listing, North Las Vegas, paint, professional, real estate, realtor, staging, welcoming
Posted by Penny Womack on September 30, 2011 in
Home Buying
NOW is the time to take advantage of the Foreclosure market!!
As most of us are very much aware, property foreclosures are on the rise across the nation, presenting significant financial opportunities for investors real estate, first time home buyers, and those looking to move up within the real estate market.
A foreclosed property refers to a piece of land or real estate that has been repossessed by the mortgage company or financial lender. During the foreclosure process, the financial institution searches for interested buyers. In the event that an interested buyer does not wish to invest in the property during the initial stages of property foreclosure, the property will go to auction where it will be sold to the highest bidder.
So, how can you benefit from the current foreclosure market?
Foreclosed properties are often offered at prices significantly lower than fair market value, offering strong financial opportunities to individuals and investors. Investors can purchase foreclosed properties to resell or rent for an immediate income. First time home buyers can often purchase a larger or nicer property. And individuals who are looking to move up within the real estate market can often find a larger property at competitive prices, allowing them to purchase a larger property than they originally anticipated or to buy their dream property at a reduced price.
Whether you are a real estate investor looking to flip properties for a profit, or an individual searching for their first piece of real estate, or looking to move up in the real estate market, foreclosed properties present an ideal buying situation.
New Home Resource, with our years of experience and knowledge of local markets, has the expertise required to help you navigate through the foreclosure market, explaining each nuance along the way.
We look forward to the opportunity to work with you on purchasing a foreclosed
property. Give us a call today.
Penny A. Womack,
Realtor, SFR, ABR
Tags: auction, bidding, foreclosure, Henderson, home buying, homebuyer, income, investing, Las Vegas, Nevada, North Las Vegas, property, real estate, renting
Posted by Joanna Piette on September 30, 2011 in
Fun Stuff!,
Uncategorized 
Tomorrow, Nevada drivers will be forced to put down their phones while driving.
Many other states have already enacted the same law. Nevada will be the 10th in the nation to enact a ban on texting and talking while behind the wheel.
Nevada’s law officially goes into effect in January 2012, but police will begin pulling over drivers and issuing warnings starting tomorrow, October 1st.
We all need to remember how dangerous it is to be distracted behind the wheel. Nothing is more important than your safety and your life 
Put down the phone!
Tags: dialing, hands-free, Las Vegas, Nevada, phone, texting
Posted by Joanna Piette on September 20, 2011 in
Home Buying 
Just because there’s a sign in the yard doesn’t mean it’s available!! Or in your price range. Or that it offers the number of bedrooms you need. Or the square footage you’re looking for.
If there’s a particular area or neighborhood you like, ask your Realtor to show you all of the AVAILABLE homes fitting your needs and in your price range. The houses that don’t pop-up in that search are either sold or don’t fit your needs in “some” way. Those houses may even be in escrow with another buyer. We can make note of any special addresses and research them for another visit.
Tags: escrow, for sale, home, house, pending, real estate, realtor, sign, sold
Posted by Penny Womack on September 7, 2011 in
Home Care
The Clutter Wars
With summer behind us and in looking forward to a bit cooler temperatures (And of course, the Holidays, family visits and friendly gatherings at home), I would like to share with you some great tips on how to de-clutter and organize your home.
The first step in winning the Clutter Wars is to de-bug your own mind! Most of us do not recognize clutter when it falls out of the closet into our heads, so how can we conquer it? Let’s start by defining what clutter is. Clutter is anything in your home:
**That is out of place
**That is broken
**That you have not used in more than a year
**That you have not worn in more than a year
**That you dislike
Now don’t panic….I am not saying for you to throw away everything that falls within the above definitions of clutter. BUT..once you get a clear picture in your head of what constitutes clutter you will be better able to deal with it!!
Now, you start in one small space like a closet or junk drawer, and put things in order. Have a large trash can and 4 boxes labeled:
FIX
PUT AWAY
SET FREE
MEMENTOS
Now begin selecting the objects and decide what goes into each…
The Trash-You’ll find plenty of stuff that is absolutely unusable…BE RUTHLESS.
The PUT AWAY-Anything goes in here that is out of place or better off in a different location. When you are done, take the 10 minutes to put them where they really belong!
The FIX-Any items damaged or missing parts, but you are certain that you would use it if it were repaired. If you do not repair it within a week to 10 days, it goes to the SET FREE box…
The SET FREE-All items you dislike, haven’t used, orphaned gifts from friends and family (when you said “Oh, you really shouldn’t have!”), things that still have some good use, things that “will surely fit again someday”. This box goes into the trunk of your car to take to your local resale store or charity center.
Many charities will even be happy to pick it up at your front door-what convenience! You will be doing a good thing, since someone will be getting some good out of
these items right now.
The “Mementos” box- This one can be a bit tricky. It’s for things that
have true sentimental or family heirloom value. You will want to
invest in a cedar chest or other similar sized permanent storage unit.
The items from this box will go into that permanent storage. But
remember, that cedar heirloom chest will fill up rapidly if you are too
casual about “what’s an heirloom.” Consider passing on some of these
things to extended family members right now—don’t wait 20 years!
Now you are one closet or drawer closer to having a serene, uncluttered home! Next week, take this same process and tackle another corner of the house!
Penny Womack,
Realtor, ABR, SFR
Tags: boxes, cabinets, charity, cleaning, closet, clutter, donate, give away, Henderson, junk, Las Vegas, mementos, mess, Penny Womack, real estate, realtor, spring cleaning, storage, trash can
Posted by Joanna Piette on July 26, 2011 in
Home Buying We read this great article and felt the need to share it:
You’re not going to get 50% off the asking price on a home, and the good houses in the good neighborhoods go fast.
Posted by Teresa at MSN Real Estate on Monday, July 25, 2011 1:30 PM
It’s easy to think that because we’re in a buyers market, buyers can call all the shots: Wait weeks before deciding whether to make an offer on a particular house, find grateful acceptance of lowball offers or scoop up homes for 50% of the asking price.
Good luck with that. Clinging to those and other popular myths may keep you from getting the house you want.
I’m always amused to see how unrealistic some of the would-be buyers are on the TV house-hunting shows. But when I was 25, I knew everything, too — even if I didn’t realize my life would never be complete without granite countertops and stainless-steel appliances.
Syndicated columnist Lew Sichelman had a column in last weekend’s Los Angeles Times about some of the real-estate myths that can keep buyers from getting the homes they want.
“… many people believe they can make any bid they want, no matter how ridiculous, because it’s a buyers market. False,” he wrote. “Even foreclosures and short sales are never priced at half their value ‘or anything even close to that type of fire-sale discount,’ says Christina Rordam of Exit Real Estate Results in Longwood, Fla.”
No one can predict how a particular seller will respond to an offer, whether the seller is an individual or a bank. If the seller doesn’t like you, you run the risk that he will refuse to deal with you.
Here are some other myths that could doom your purchase:
- If the house has been on the market a long time, the seller will take a low offer. Wrong. The house could be on the market a long time because the seller not only won’t take a low offer but also won’t take a reasonable offer.
- A distressed property is always cheaper. Maybe it is and maybe it isn’t. Lenders aren’t always logical in their negotiations, so you may get as good a deal or better from a realistic homeowner.
- If you look long enough, you’ll find your perfect house. Afraid not. The perfect house doesn’t exist, at least not in your price range. And that’s true no matter what your price range.
- Your family and friends will give you good advice about real estate. They’ll give you advice, all right. But it is unlikely to be as good as the advice you’ll get from a professional.
We’ll offer one more piece of advice: All real estate is local. Very local.
That means that while it may be a buyer’s market nationwide, or even in your city, it could easily be a sellers market in your first-choice neighborhood. Do your homework.
If you’re thinking of buying a home, we suggest you dig into the articles in the homebuyer’s section of MSN Real Estate. That should save you from a few misconceptions and a lot of wasted time.
Tags: appliances, distressed, family, foreclosure, friends, granite, Henderson, homebuyer, homework, house-hunting, invest, Las Vegas, local, market, North Las Vegas, offer, property, real estate, relatives, seller, short sale, Summerlin, tips
Las Vegas-based company Premier Mortgage Lending is able to help homeowners who’ve had a recent short sale or foreclosure, and get them into a home – - at today’s incredibly low prices! The buyer must qualify with at least 20% down and a stable job, regular income and debt ratios that work with traditional loan types, but credit may be overlooked. Premier Mortgage offers a free prequalification service – - if you or anyone you know has impaired credit, but does have a stable job, regular income and at least 20% down, please urge them to call Premier Mortgage Lending today at 702-485-6600.
* Private offices are available!!
Tomorrow, Nevada drivers will be forced to put down their phones while driving. 
