Three Things a First-Time Home Buyer Needs to Know

Wow. You’re about to be a first-time home buyer. That is a really, really big deal – and don’t let anyone tell you otherwise. It’s a commitment – that’s for sure – of both your time and your money. But there’s something inherently different and satisfying about spending time working on your own home, and […]

The Things That Affect Your Credit Score

Been out looking at homes lately? Thinking that it might be time for you to make the leap? Stop renting, set down some roots, and grow your family? Those are all great ideas, if you ask us. (First, because we hate to see people waste money on rent when they can invest in themselves. Second […]

How Much of Your Home Purchase Hinges on Your Credit Score?

Unless you’re one of the lucky ones who hit that lottery jackpot or your MegaBucks dreams have come true, the odds are when the time comes that you want to buy a home, you’re going to need to get a mortgage loan to do it. (By the way, when it gets to that point, the […]

When Someone Else Wants to Buy the Same Home You Do

The supply and demand for real estate has been doing some odd things for a while now. The effect of the Great Recession has created a somewhat unusual flow of homes coming onto the market for sale largely based on the actions of large banks intermittently releasing parts of their inventories of foreclosures on their […]

What is This Charge for a “Title Insurance Policy” on My Closing Statement?

When you work in the real estate industry, it’s easy to get so used to the “lingo” that you forget sometimes the words and terms you’re using aren’t necessarily mainstream knowledge. That got us thinking that it’s worth taking the time to explain a few of the most common real estate terms that we industry […]

The (First) Five House Hunting Pitfalls You Can Avoid

Made the decision to go find yourself another home, did ya? Wow. Now THAT’S exciting! Congratulations! As we all know by now, buying a home is a pretty emotional experience. You’re excited, you’re amped up, you’re viewing listing photos via online sites several times a day, and you’re rarin’ to get out there and find […]

Low Appraisal? How To Avoid It, And What To Do About It.

Oh what a thrill! You sold your home! Now there are Big Plans to follow through, decisions to make, people to notify, boxes to pack, addresses to change……..oh, wait just a minute. What was that the appraiser told your Realtor®? Your home didn’t appraise for the full sales price? Gaaaahhhhhh! Okay. Now that you’ve had […]

4 REASONS YOU NEED A PRE-QUALIFICATION LETTER BEFORE SHOPPING FOR A HOME

Yes – you really do need to seek advice on this topic. Why? Because it’s one thing to decide you need to find a new home for your family’s needs. It’s quite another to know how much home you’re actually qualified to buy. So before you start house-hunting online and looking at pretty house pictures, […]

WHAT DOES – AND DOESN’T – AFFECT YOUR CREDIT SCORE?

Are we all tired of hearing yet that “It’s a New Year! Time to Keep Resolutions! Set Goals! Make Changes!” Yeah, we are, too. So in the interests of ‘moving-right-along,’ we’d like to touch on a subject that seems to make all the “What to do in 2016” lists a lot, but in reality requires […]

AN 8-STEP CRASH COURSE IN “FOR SALE BY OWNER (FSBO)” TECHNIQUES

If you’ve ever sold your home or an investment property before, at some point you’ve probably asked yourself: “Why shouldn’t I just sell it myself and save the commission?” That’s a great question. And although we touched on this topic in our last article, we thought it might be a good idea to delve a […]